Mix the cream, cream cheese, and sugar until smooth.

Add a little milk and coffee to thin the mixture so it can be easily spread over the biscuits.

Dip the Lotus biscuits in coffee and arrange them in a dish.

Spread a layer of the cream mixture over the biscuits.

Add sliced bananas and chopped walnuts on top of the cream layer.

Repeat these layers.

Finally, cover the top of the dessert completely with crushed Lotus biscuits.

Refrigerate the dessert for 5 to 6 hours.